<p>Agriculture remains one of the most important sector for India&rsquo;s economy, contributing 16.00 per cent to GDP and employing nearly half the workforce. However, it faces significant production, price, financial and institutional risks, with production risks alone accounting for about one-third of total farm risks. Crop insurance has thus been promoted as a formal risk-transfer mechanism. Despite government-backed schemes such as CCIS,1985; NAIS,1999 and PMFBY, 2016, adoption remains low, with under 10.00 per cent coverage as of 2019. A systematic literature review was conducted per PRISMA guidelines. Searches in Scopus using keywords related to crop insurance and Indian schemes yielded 260 records between 2000-2025, supplemented by 12 external sources identified via backward citation. Various inclusion/ exclusion criteria, including literature type, language, region and period, were used to identify relevant studies. This study has used vos-viewer for the analysis. Research output increased substantially after 2019, with 58.00 per cent of studies published between 2020 and 2025. Analytical methods mainly included OLS regression, followed by Logit/Probit regression and Propensity Score Matching. Five key demand-side factors were identified: (i) Social and demographic factors; (ii) Economic factors; (iii) Behavioral factors; (iv) Structural and institutional factors; (v) Geographical factors.<br />
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Barriers to Crop Insurance Adoption in India: A Systematic Literature Review